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Your credit health effects your everyday life. Whether you are in the market to purchase a home, vehicle or just looking to repair your credit, Zap Credit Solutions can help.

Contact Us for Your Free Consultation

Zap Bad Credit In As Little As 30 Days!

Zap Credit Solutions is a team of experienced credit experts that are on standby to help. Our Staff has mortgage, banking, credit, and collections experience.

Zap Credit Solutions works to help you remove negative accounts with all three credit-reporting bureaus (TransUnion, Experian, Equifax) to challenge any erroneous or negative items, as well as Identity Theft, that can adversely affect your credit score. We’ll work to ensure your credit history is accurate and up-to-date.

Zap Credit Solutions has over 30 years of experience and offers the BEST credit repair services , our goal is to provide our clients with world class service and increase the credit awareness and knowledge of our clients. Our clients can start to see results in as little as 30 days! Pick up the phone and call us today!

  • Certified Credit Repair Specialists

  • Free Consultations

  • Identity Theft Assistance

  • Credit results in as little as 30 Days 

  • Credit Re-building Program

  • McAllen & Brownsville Locations

Stop living with bad credit.

Your credit goals are within reach

Zap Credit Solutions can help you cross the finish line. Starting at the beginning of the credit repair process to the closing of your mortgage, car loan or credit card approval, Zap Credit Solutions can be with you to help you reach your credit goals.

Home Buying

Buying a Car

Credit Card Approvals

Sandra Dominguez Sandra Dominguez
This is one of the best decisions I have made. I was very sketchy about credit repair specialist. I thought it was always a big lie and always said negative comments. But once I was convinced and wanted a better future for my family I knew I needed a consultation with Zap Credit. Noelani and her husband convinced me 100% and explained every detail to me. I barely have 2 months with Noelani but already 100+ points in my credit score is astonishing! I'm very excited and want for time to go by faster to see what my final score will be. I trusted in Noelani since day 1, now more than ever I know she is the BEST person you can have as a Credit Specialist. Will definately keep telling people my news and keep her business going! THANK YOU!
Liza Marie Martinez Liza Marie Martinez
Amazing service !! I want to thank Noelani personally , I had a stubborn thing on my credit I had 10 years ago and after a while it came off. Not every case is the same some might comeOff quickly as some can take some time ,every client is different but she treats them will all the care and attention she can give to her clients , I referred a friend and took care of her as well, as a Realtor if you want your credit fixed go to Noelani I will refer her to My clients as well .. Thank you !!
Pamela CrespoPamela Crespo
Zap Credit Solutions, a company that gives its customers personalized attention. As I've moved forward with them they have provided me with the comfort of knowing what is being done to help my credit scores. As they've worked with me they often give me updates on which accounts are being worked on or removed from my credit score. I feel confident that as time moves on they are help me take control of my credit scores for a better tomorrow. I highly recommend them.
Rumaldo GarciaRumaldo Garcia
Zap Crédit Solutions, this ain't no gimmick. This company is legit and works hard to satisfy their clients. Nolani and her staff are very professional and honest. They make you feel comfortable and answer any questions you may have for them in detail. Within the first 30 days I started to see changes on my credit. I highly recommend Zap for anyone wanting to fix their credit. Nolani, thanks once again !!!
Leeroy SaucedaLeeroy Sauceda
Don't waste your time with anybody else zap credit solutions is the best i was with another company before them and they just waste my time. Christina and Sean are always there to answer any questions we had no matter what time it was if you need your credit fix i highly recommend to go with them